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Comparison

Estology vs. JSTFYD

JSTFYD scans an estimate against codes and standards, flags discrepancies with a dollar figure attached, and auto-drafts negotiation emails back to the adjuster. It requires a user to first build their own documentation library (local codes, state regulations, manufacturer specs) before the AI can cite from it. Pricing is published as five monthly credit tiers, from $99/mo (Solo, 250 credits) to $3,299/mo (Enterprise, 10,000 credits), with a demo booking pushed alongside each tier.

Source: jstfyd.com, checked 2026-08-07. Re-verify before relying on this; product sites change.

EstologyvsJSTFYD logo
Feature comparison

Estology and JSTFYD, feature by feature.

FeatureEstologyJSTFYD
Two-estimate line-by-line comparison
Works immediately, no setup required
Requires uploading a code/regulation library first
AI negotiation/narrative drafting
Position letter, guarded against inventing figures
Auto-drafted negotiation emails
Published guard against the AI inventing a figure
Rubric grading with a 0-100 readiness score
Named standard citations out of the box
Cites from a library the user has to upload first
Hazard triggers (asbestos, lead, permit)
Checks the estimate against the carrier's own estimating guidelines
Baseline/actuals tracking with CPM scheduling
Buyout allowance tracking
Weather history tied to the job schedule
Org custom price lists with .PLX round-trip
Currently available on Custom subscriptions only
Full API access for your own systems
Custom subscriptions today; coming soon to all subscription levels
MCP connection for AI assistants
Custom subscriptions today; coming soon to all subscription levels
Pricing published on the site
Five monthly credit tiers published, $99 to $3,299/mo
Self-serve signup without a sales call
Tiers show 'Get Started', but every tier also pushes a demo booking
Cross-job pattern-finding and benchmark pricing
Pricing

Full pricing comparison.

EstologyJSTFYD
List price$10 / project (flat)$99/mo (Solo, 2-4 jobs, 250 credits)
First use freeFirst projectNot published
Published tiers$79 / $199 / $249 per month$99 / $419 / $1,099 / $1,699 / $3,299 per month
Top published tier$249/mo (50 projects, unlimited runs)$3,299/mo (60-120 jobs, 10,000 credits)
Scales withProjectsMonthly credits / job volume
FAQ

Questions about Estology and JSTFYD.

Do I need to prepare anything before using JSTFYD?

+

Per JSTFYD's own site, yes -- it asks users to upload their own library of local codes, state regulations, and manufacturer specs before its AI can cite them. Estology's Compare works directly from the two estimate PDFs, no separate documentation project required.

What does Estology's AI narrative do differently?

+

Every figure the narrative states is checked against the parsed estimate fact sheet before it's shown -- a number the model didn't already have is rejected rather than written. Review's grading involves no AI at all; it's a deterministic rubric.

Customer reviews

What people say after a real project.

Unedited feedback from contractors, carriers, adjusters, and estimators who use Estology.

"

"Used Estology on a $47,000 water loss. It found the missing line items and price drift in about ten minutes. The carrier accepted the supplement the same day."

John M.
Restoration Estimator
"

"As a general contractor, I used to spend hours cross-referencing estimates. Now I upload both PDFs and have a defensible line-by-line report before lunch."

Tim G.
General Contractor
"

"I needed to explain why the contractor's estimate was higher than ours. Estology gave me a clear, sourced breakdown that both sides trusted."

Phil R.
Insurance Adjuster
"

"We had three competing estimates on one file. Estology showed exactly where each one differed and why, so the negotiation took one call instead of five."

Dana W.
Claims Manager
"

"My position letter practically wrote itself. Every variance was sourced back to the original estimate pages, so the adjuster had nowhere to push back."

Sarah K.
Public Adjuster
"

"I caught $12,000 in dropped scope the adjuster missed. Without a side-by-side comparison, that would have come out of my pocket."

Mike D.
Estimator
"

"Used Estology on a $47,000 water loss. It found the missing line items and price drift in about ten minutes. The carrier accepted the supplement the same day."

John M.
Restoration Estimator
"

"As a general contractor, I used to spend hours cross-referencing estimates. Now I upload both PDFs and have a defensible line-by-line report before lunch."

Tim G.
General Contractor
"

"I needed to explain why the contractor's estimate was higher than ours. Estology gave me a clear, sourced breakdown that both sides trusted."

Phil R.
Insurance Adjuster
"

"We had three competing estimates on one file. Estology showed exactly where each one differed and why, so the negotiation took one call instead of five."

Dana W.
Claims Manager
"

"My position letter practically wrote itself. Every variance was sourced back to the original estimate pages, so the adjuster had nowhere to push back."

Sarah K.
Public Adjuster
"

"I caught $12,000 in dropped scope the adjuster missed. Without a side-by-side comparison, that would have come out of my pocket."

Mike D.
Estimator