Contractors
Verify a carrier estimate reflects the full scope, grade your own estimate before it goes out, and keep a running budget against what has actually been billed.
Every insurance repair job pours its best thinking into the first week: the inspection, the scope, the line items, the negotiation. Then it becomes a PDF and stops being usable. Estology reads any Xactimate or Symbility PDF back into working data, so it stays useful long after the first week.
Live platform counts on top of the base we launched with. They move the moment another comparison finishes running.
The moment you upload it, your estimate stops being a picture and becomes data again: every line item, quantity, and price, recovered and put back to work. From there, run any tool, in any order, as many times as the job needs. Two of the six are still in build and marked coming soon.
A deterministic rubric checks scope against the confirmed Category and Class of loss and cites the standard behind each finding. Attach the job file (drying logs, photos, notes) for a 0–100 readiness score. Upload your carrier's estimating guidelines and it checks the scope against those too. Every gap that maps to a line item is priced from the estimate's own measurements and unit prices, and totalled.
See ReviewUpload both versions of the same loss (Xactimate, Symbility, or one of each). Get a line-by-line report of what matched, what changed, what is only on one side, and the exact dollar difference. Then generate a response letter that documents every difference with the source line behind it, in one of five voices from Collaborative to Direct. Either side of the claim can write one.
See CompareSet a target margin, buy the job out by trade, issue sub-bid packages, log receipts against them, and watch profit as it sits today move on a live schedule.
See BudgetCross-job checks (demo vs. rebuild, total exposure vs. policy limit) and k-anonymized benchmark pricing so no single insight ever traces back to one claim.
See AnalysisDownload your own .PLX price list out of Xactimate, upload it here, make your modifications and effective dates, then download a .PLX you import straight back into Xactimate.
Preview Price ListUpload a PDF estimate (yours or the one you were sent) and get a structured .ESX you can open in Xactimate, so a flat printout becomes a working, editable estimate again.
Preview ESXFirst project free to try: one run of each tool, no downloads. No subscription required to start.
Full pricingThe best results come from a natural loop: review your own estimate, improve it, compare it to the carrier's, then turn the settled estimate into the budget that runs the job.
Any Xactimate or Symbility PDF becomes structured data: every line, quantity, and room measurement.
Photos, drying logs, equipment notes, and F9 pages increase the File Readiness score and power every finding.
Estimate Review checks the estimate against the real loss, cites the standard behind each gap, and prices what is missing, and against your carrier's own estimating guidelines, so line items that program does not cover surface before you submit. When the carrier's estimate arrives, compare the two line by line.
The same estimate, now stronger, scores higher on the second review. This is the version you submit.
A position letter is built from the comparison data, so every claim is cited. Send it with the evidence. Settle.
The final, agreed estimate becomes the baseline for buyout packages, labor hours, overhead, and a working schedule.
Any Xactimate or Symbility PDF becomes structured data: every line, quantity, and room measurement.
Photos, drying logs, equipment notes, and F9 pages increase the File Readiness score and power every finding.
Estimate Review checks the estimate against the real loss, cites the standard behind each gap, and prices what is missing, and against your carrier's own estimating guidelines, so line items that program does not cover surface before you submit. When the carrier's estimate arrives, compare the two line by line.
The same estimate, now stronger, scores higher on the second review. This is the version you submit.
A position letter is built from the comparison data, so every claim is cited. Send it with the evidence. Settle.
The final, agreed estimate becomes the baseline for buyout packages, labor hours, overhead, and a working schedule.
You fronted the labor, the equipment, and the materials. The equipment is back on the shelf and your money is still out. The claim does not pay you back until it settles, and every trip back through review adds days to a balance you are already carrying.
Your profit does not leak in the field. It leaks between submission and settlement.
Estimate Review is how those questions get answered before the file leaves your office.
Run it on your own estimate before anyone else reads it. The gaps become edits instead of supplements.
Every finding names the authority behind it (S500, S520, S700, code by year). An adjuster who can see the standard has less reason to send it back for justification.
Estimate Review reads the carrier or TPA's published estimating guidelines and flags the line items that program does not cover. You find out at your desk, not after a denial.
Every reason to revise is a reason to wait. Answer it in the file and the round never happens.
A rubric does not have a bad Friday. The file you send in March is built to the same bar as the one you send in November.
You cannot speed up the approval process. You can stop giving it reasons to wait.
Estology turns a folder of flat PDFs into a single, defensible timeline both sides can trust.
Upload one estimate for a free preview, then create the project for $10. Every estimate for this claim lives here from now on.
Upload more versions as they come in. Review one, Compare two others, put one into Budget. The project does not force a sequence.
Every run produces a report you can share, export, or use as the basis for negotiation. Every number traces back to the source PDF.
Estology is neutral: it documents where estimates diverge and cites what they are checked against, so contractors, carriers, and adjusters can work from the same facts.
Verify a carrier estimate reflects the full scope, grade your own estimate before it goes out, and keep a running budget against what has actually been billed.
Compare a contractor supplement to the original estimate and identify scope inflation, duplicate items, and misapplied coverages with line-level evidence.
Build a defensible, line-by-line record of discrepancies and cite the standard behind every deficiency point. Every number traces back to the source PDFs.
Reconcile competing estimates fast, apply your own price lists consistently, and see patterns across every job your org runs.
Unedited feedback from contractors, carriers, adjusters, and estimators who use Estology.
"Used Estology on a $47,000 water loss. It found the missing line items and price drift in about ten minutes. The carrier accepted the supplement the same day."
"As a general contractor, I used to spend hours cross-referencing estimates. Now I upload both PDFs and have a defensible line-by-line report before lunch."
"I needed to explain why the contractor's estimate was higher than ours. Estology gave me a clear, sourced breakdown that both sides trusted."
"We had three competing estimates on one file. Estology showed exactly where each one differed and why, so the negotiation took one call instead of five."
"My position letter practically wrote itself. Every variance was sourced back to the original estimate pages, so the adjuster had nowhere to push back."
"I caught $12,000 in dropped scope the adjuster missed. Without a side-by-side comparison, that would have come out of my pocket."
"Used Estology on a $47,000 water loss. It found the missing line items and price drift in about ten minutes. The carrier accepted the supplement the same day."
"As a general contractor, I used to spend hours cross-referencing estimates. Now I upload both PDFs and have a defensible line-by-line report before lunch."
"I needed to explain why the contractor's estimate was higher than ours. Estology gave me a clear, sourced breakdown that both sides trusted."
"We had three competing estimates on one file. Estology showed exactly where each one differed and why, so the negotiation took one call instead of five."
"My position letter practically wrote itself. Every variance was sourced back to the original estimate pages, so the adjuster had nowhere to push back."
"I caught $12,000 in dropped scope the adjuster missed. Without a side-by-side comparison, that would have come out of my pocket."
No subscription. Includes up to 5 Review runs, 3 Compare runs, and 2 Budgets across every job in the project, exports included. Your first project is free to try: one run of each tool, no credit card, no downloads.
Team plans remove the per-project caps entirely: unlimited Review, Compare, and Budget runs on every project. Projects are still $10 each, same as pay as you go.
High-volume desks can also talk to us about a Custom package: multi-location roll-ups, PDF to ESX conversion, custom .PLX price lists, your own branding on reports, and integration work handled by us. Custom packages start at $2,000 a month.
Coming to every plan: full API access and an MCP connection for AI assistants, so your own systems and tools can read projects and start runs directly. Available on Custom subscriptions today, coming soon to all subscription levels.
The questions that come up most often, answered plainly: about the tools, the files, the pricing, and your data.
Estimate intelligence for Xactimate and Symbility PDF estimates. Every estimate you upload lives inside a project, and from there you can compare two estimates line by line, review a single estimate against a rubric, turn one into a working job budget, apply your own custom price lists, and see cross-job analysis. Everything is sourced back to the original PDFs.
No. Upload into a project and run whichever tools the job needs, in any order: review one estimate, compare two others, put a third into a budget. Nothing requires a fixed sequence.
Xactimate and Symbility PDF estimates from either side: the contractor's and the carrier's. Both must be text-based PDFs, not scanned images. Multi-coverage carrier documents are supported.
Yes. Symbility line totals are restated onto the Xactimate convention during intake, so a cross-platform comparison reconciles the same way a like-for-like one does, and every report names the platform that wrote each estimate.
Dropped scope, line-item substitutions, quantity and unit-price drift, O&P miscalculation, tax base errors, depreciation deltas, recoverable versus non-recoverable errors, geometry mismatches, and coverage misallocation, each with the source line it came from.
A single 0–100 measure of how defensible a claim file is, scored across weighted dimensions with every deduction itemized. It runs on the estimate alone and scores higher the more of the job file you attach.
One upload. Add the estimate to the job and the budget is built in a single pass: trade groups, labor and material split, buyout allowance against your target margin, fixed overhead, budgeted labor hours, and a working critical-path schedule are all there when the page opens.
Your first project is free with no credit card, and it is a trial: one review run, one comparison and one budget, with downloads reserved for paid projects. After that each project is $10.00 and includes up to 5 review runs, 3 comparisons, and 2 budgets across every job in it, exports included. Team plans start at $79 per month, lower the cost per project, and remove the per-project run caps.
No. Your documents are stored per-account, accessed only through short-lived signed links, and never shared with other customers. Narrative generation reads the computed comparison data, not the raw estimates.
No. It is an arithmetic and alignment tool. It surfaces every discrepancy so you can supplement or negotiate with evidence, but it does not represent anyone in a claim or make coverage determinations.
Yes. Upload the estimating guidelines your carrier or TPA publishes (the PDF they sent you) and Estology reads out what that program does not cover. An admin approves the rules once, and from then on Estimate Review flags the line items that program excludes, quoting the sentence and page. When the standards recommend something the program does not cover, the finding says so, instead of sending you after a supplement that program does not pay.
Yes. When Estimate Review finds a gap that maps to a real Xactimate line item, it prices that item using the estimate's own measurements for the quantity and the estimate's own unit price where the code already appears, then your price list, then a k-anonymized reference median, and totals the value of the items missed above the findings. Anything it cannot price defensibly is shown as unpriced rather than guessed.
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